Welcome to The Retirement Smith

At The Retirement Smith, we empower you to navigate today’s complex financial world. We help tailor a plan to fit your individual and family needs, as well as the needs of your small or large business.

After thorough research and careful consideration, I have decided to take my practice in a new direction. In 2017, I passed the Uniform Investment Adviser Law Examination (Series 65). While I have always done what was in my clients best interest, I am now legally bound to provide you and your family with a fiduciary level of service and only offer solutions that serve in your best interest.

I have created two distinct business entities to service clients in different ways: The Insurance Smith provides insurance products and services, while The Retirement Smith offers investment advisory services. My mission is to provide personalized, high quality financial services to a diverse group of clients at all income levels.

  *Insurance offered through Jeffrey Smith, independent agent.

Our Services

Asset Allocation & Risk

Asset Allocation & Risk

We pride ourselves on providing retirement strategies to Fredericksburg, VA and the surrounding communities. We take a look at your unique mix of assets and integrate those aspects into a coordinated retirement income plan.
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Asset Maximization

Asset Maximization

Our main objective is to assist you in navigating today's complex marketplace to accomplish your investment aspirations and goals. The recommendations you receive are tailored to you, factoring in your risk tolerance, time frame, and income specifications.
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Business & Succession Planning

Business & Succession Planning

We help provide you with strategies to potentially increase the efficiency of your business for as long as you own it, and for once you’ve decided to move on.
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Enhanced Planning

Enhanced Planning

Enhanced planning is one key element of any retirement strategy and helps ensure that you leave a legacy of family harmony, regardless of the size of your estate.  Whether your priorities are preserving assets for future use or transferring your wealth to beneficiaries, we can help you build a plan that fits your needs and seeks to help maintain family harmony after you’re gone.
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Income Planning

Income Planning

At The Retirement Smith LLC, we help you turn your savings into a steady, tax-efficient income stream through all three phases: accumulation, distribution, and preservation. Let’s make your retirement strategy smarter and more efficient. Schedule your personalized income planning session today
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Generational Vault

Generational Vault

Generational Vault never sleeps; it’s your 24-7-365 access to your accounts and important documents all in one place! Reach out to us today to discuss how Generational Vault can help you organize and safeguard the most important documents in your life.
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Do you ever wish you had an owner’s manual to help plan for retirement?

Well now you do.

This book will help provide the foundation you need for a successful retirement.

You’ll Learn:

  • Social Security Strategies.
  • Investment Solutions.
  • Asset Organization.
  • Legacy Planning.
  • Income Planning.
  • Tax Topics.
Request Your Copy